Privacy Policy

Effective Date: January 13, 2025

At Echadi Financial Cooperative, we are committed to protecting the privacy and confidentiality of our members' personal and financial information. This Privacy Policy outlines how we collect, use, and safeguard your data.

1. Information We Collect

We collect the following types of information from our members:

• Personal Identification Information: Name, address, phone number, email, and date of birth.
• Financial Information: Account details, transaction history, loan data, and savings information.
• Device and Usage Data: Information regarding the device you use to access our services and how you interact with our platform.

2. How We Use Your Information

The information we collect is used to:

• Provide and manage our financial services (loans, savings, investments).
• Process transactions using the Echadi Dollar (ECD).
• Communicate important updates, account information, and promotional offers.
• Improve our services and user experience.

3. Data Protection and Security

We implement robust security measures to safeguard your personal and financial data. These measures include encryption, access controls, and regular security audits to prevent unauthorized access or data breaches.

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may disclose your information to trusted partners for processing or as required by law under the jurisdiction of the Echadi Nation Republic Tribal Government.

5. Your Rights

You have the right to access, correct, or request the deletion of your personal data. If you wish to exercise any of these rights, please contact us directly.

6. Cookies

We may use cookies to enhance your experience on our platform. Cookies help us analyze user behavior and improve site functionality.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date."